Real estate · Buyer tools

Home Affordability

Estimate the maximum home price a buyer qualifies for from income, existing debts, down payment, rate, term, and the lender's debt-to-income limit.

Your numbers

Income, debts & financing

Gross annual income

Total pre-tax household income per year.Monthly debt payments

Car, card, student-loan, and other monthly payments.Down payment

Cash you'll put toward the purchase.Interest rate

Annual mortgage rate, e.g. 6.5 for 6.5%.Loan term

yrs

Mortgage length in years, usually 30.Max debt-to-income

Share of income lenders allow for total debt, often 36%.Monthly taxes + insurance

Estimated property tax and insurance escrow per month.

Estimated affordability

Max home price

$0.00

Estimate only — not a pre-approval. Lenders weigh credit, reserves, and full underwriting; actual limits vary.

Take it further

These calculators dig into the numbers behind the tool. Unlock the full catalog, save your deals, and generate client-ready reports.