Variables and units
Purchase Price
What you paid, including fees.
currency
Estimated Future Value
Expected resale value later.
currency

Personal · Return
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Use this to gauge whether a collectible or big personal purchase holds or grows value, e.g. art, watches, or antiques.
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$12,000 future value on an $8,000 purchase is a 50% return.
Purchase Price
What you paid, including fees.
currency
Estimated Future Value
Expected resale value later.
currency
Antique painting return
1. Start with the example inputs
2. Apply the formula
3. Run the numbers
50%
$12,000 future value on an $8,000 purchase is a 50% return.
What this result means
A resale return of 50% compares what you expect to get back against what you paid. Positive means the purchase holds value; most consumer goods land deeply negative, which is normal — the point is comparing options before buying, not turning a profit.